Programs
Non-QM Jumbo

Non-QM Jumbo

Min. FICO 660
Up to 89.99% CLTV

Program Overview:

High-capacity luxury real estate financing without traditional portfolio headaches. Designed for entrepreneurs who cannot provide tax returns required by Agency guidelines.

Broker Advantage:

  • Entrepreneurial Luxury: Secure high-end real estate using Bank Statements instead of tax returns.
  • Asset Power: Access up to $4,000,000 in capital.
  • Interest Only: Maximize cash flow with 10-year I/O options.
  • Super Doc Flex: Dream estate at 90% LTV using only bank statements.

Highlights:

  • FICO: Minimum 620 score.
  • LTV (Purchase): Up to 90%.
  • Ratios: Qualify up to 50% DTI.
  • Loan Limits: Super Jumbo limits up to $4,000,000.
  • Documentation: Bank statements, P&L, or 1099; zero tax returns required.

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DSCR FAQ

How is Non-QM Jumbo different?

Allows alternative income documentation.

What documentation is allowed?

Bank statements, P&L, WVOE, asset utilization.

What credit score is required?

Minimum 660.

Is cash-out allowed?

Yes.

What is the max LTV?

Up to 89.99%.

Exlpore more Non-QM Jumbo Loan Programs

Jumbo

Min. FICO 720
Up to 80% CLTV
  • Loan amounts up to $3.5 million
  • DTI ratios up to 50%
  • No mortgage insurance required

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Weekdays 8 am to 9 pm EST
1(833) 553-0505
21800 Burbank Blvd Suite
#100, Woodland Hills, CA 91367
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Legions Capital, Inc. is an Equal Housing Lender. NMLS ID #1553947. 21800 Burbank Boulevard, Suite 100, Woodland Hills, CA 91367. 818-818-483-4542. State Licensing: Legions Capital, Inc. is licensed by: AZ #BK-2008712 “Arizona Mortgage Banker License”; CA #60DBO-64540 “Licensed by the Department of Financial Protection and Innovation under the California Financing Law”; CO “Mortgage Company Registration”; CT #ML-1553947 “Mortgage Lender License”; FL #MLD2349 "Mortgage Lender Servicer License"; GA #1553947 “Mortgage Lender License/Registration”; MI #FL0026913 “1st Mortgage Broker/Lender Registrar”; OR #1553947 “Mortgage Lending License”; PA #116958 "Mortgage Lender License"; SC-BFI #MLS-1553947 “Mortgage Lender/Servicer License”; TN #1553947 ”Mortgage License”; TX-SML “Mortgage Banker Registration”; WA #CL-1553947 “Washington Consumer Loan Company License”; WI #1553947BR “Mortgage Banker License”. Verify our licenses at: www.nmlsconsumeraccess.org. Texas Consumers: Click here to view the Texas Consumer Complaint & Recovery Fund Notice. Availability: Loan approval and rates are dependent upon applicant’s credit, collateral, financial history, and program availability at time of origination. Programs and rates are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.
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