Built for borrowers who provide standard documentation but fall outside Agency or Prime Jumbo guidelines due to credit seasoning or property types. Legions Capital provides a safety net for those with standard W-2s or tax returns who just need common-sense flexibility.
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A full documentation loan with more flexible guidelines than agency loans.
Tax returns, W-2s, pay stubs, and standard income documentation.
DTI allowed up to 55% on owner-occupied properties.
Yes. A minimum of three months of reserves is required.
Borrowers may qualify sooner after major credit events.
