DSCR Loans

DSCR (Debt Service Coverage Ratio) Loans provide brokers with flexible financing solutions for real estate investors. With no traditional income verification required, these loans are ideal for borrowers looking to purchase, refinance, or expand their portfolios. We offer competitive rates, fast closings, and a seamless process, making it easy for brokers to secure the best financing options for their clients.

640
Min

Credit Score

Up to 
80
%

LTV for
Purchase/Refinance

30
Year

Fully Amortized

3
M

Maximum Loan Amount

Program Highlights:

No Income Verification Required- Loans are based solely on the property's cash flow rather than the borrower's personal income.

We Finance 1-4 Unit, 5-8 Unit Residential, and 2-8 Unit Mixed-Use Properties- Offer your borrowers flexible DSCR loan options for a wide range of investment properties—no personal income or tax returns required.

Loan Amounts up to $3M- Whether it's a single-family home, or multi-family property, we offer substantial loan amounts to meet your borrowers' needs.

LTVs up to 80%- With high loan-to-value ratios, borrowers can maximize their purchasing power or refinance existing properties, allowing them to take full advantage of the property's income potential.